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Blick, Erdman and Kuvalis

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Oberbrunner LLC

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Strosin, Becker and Bednar

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You can pause your payments if your monthly income is below {formattedMinThreshold}.

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As an employee, you can reduce your personal taxable income through eligible education deductions, spread over {numberOfInstalments} monthly payments. This combines the tax benefits with more manageable monthly payments from your gross income. To qualify, your employer must offer support for 'Retribución Flexible' and approve your course.

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The Tax Savings benefit is received through payroll as a reduction in tax deductions.

As an employee, you can reduce your personal taxable income through eligible education deductions. These tax benefits can be combined with any payment method and may result in significant savings on your annual tax return. However, your employer must offer support for 'Retribución Flexible' and approve your course.

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<title>What Happens Next?</title> <ul><li>✅ We contact your employer to confirm if they can fund this course for you.</li><li>✅ Once approved, we handle the payment process directly between your employer and the education provider.</li><li>✅ We keep you updated throughout the process.</li><li>📢 Tip: It’s helpful to flag this internally so they know to expect our request—it could speed things up!</li></ul>

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Please list the total amount you spend each month on the following three items. If you share your bills with someone else, just put your share.

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Income Share Agreements (ISAs) offer a flexible and affordable solution for professional development. Employees can defer payments until they earn a stable income, reducing financial pressure while advancing their skills. For companies, ISAs ensure a highly skilled workforce without upfront costs, aligning employee growth with business success.

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FUNDAE is a crucial resource for companies looking to invest in their employees’ professional growth while benefiting from financial support. It plays an essential role in fostering a culture of learning and innovation in Spain. <ul><li>Reduces the financial burden of employee training.</li><li>Promotes skill development tailored to company needs.</li><li>Enhances competitiveness by upskilling the workforce.</li><li>Increases access to continuous professional development.</li><li>Improves employability and career prospects.</li></ul>

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Enhance the value of your training investments. Empower your employees to reach their full potential while aligning professional development with your business goals. Mydra helps you allocate your learning budget efficiently, track progress, and achieve measurable results—ensuring every dollar spent drives growth and success.<ul><li>Take advantage of your company's learning budget</li><li>Combine it with tax benefits or FixPay for maximum savings.</li></ul>

Mydra is dedicated to making skill development accessible for all your employees, seamlessly fitting into any budget. With flexible payment solutions tailored to your financial needs, we maximize learning opportunities for your team. Click below to explore our payment options and their benefits.

At Mydra, we facilitate access to and management of FUNDAE training subsidies for employees, allowing companies to make the most of the funds allocated for professional development.<ul><li>As an organizing company, Mydra handle all administrative and regulatory processes, ensuring compliance with legal requirements, optimizing the use of available training credits, and reducing the operational burden for educational institutions.</li><li>Mydra improves the accessibility of training programs while also increasing demand from companies looking to maximize the return on their investment in workforce development.</li></ul>

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Mydra offers accessible financing for everyone by covering tuition costs upfront, ensuring that financial barriers don’t prevent learners from pursuing their education. Students only begin making payments after they complete their course, allowing them to focus entirely on their studies. Additionally, Mydra's Income Share Agreements (ISAs) provide exceptional downside protection—payments are paused anytime a learner’s income falls below the minimum threshold of €1,333.33, offering peace of mind and financial security.

Income Share Agreements. Removing financial friction

As a user, you will maximize the value of your training. Reach your full potential while advancing your professional development. Mydra helps users efficiently allocate the learning budget provided by some companies to their employees, track progress, and achieve measurable results, ensuring that every euro invested drives growth and success.<ul><li>Take advantage of your company's learning budget</li><li>Combine it with tax benefits or FixPay for maximum savings.</li></ul>

FixPay lets employees spread their learning costs over time with 0% interest, making professional growth more manageable.How to apply a FixPay:<ul><li>Select a course and 'Pay in installments - FixPay' </li><li>Provide basic information (name, address, salary).</li><li>Identity verification and recent payslip upload.</li><li>Sign a financial agreement.</li></ul>

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Leverage your Employer Learning Budget

Maximize your training investments with government grants and flexible compensation options. Employees can save up to 30% of their pre-tax salary, making learning more affordable and effective. Compatible with:<Logos><FundaeLogo></FundaeLogo><EdenredLogo></EdenredLogo><CobeeLogo></CobeeLogo><SodexoLogo></SodexoLogo><BetterflyLogo></BetterflyLogo><CoverflexLogo></CoverflexLogo></Logos>

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Product Management

AI for Product Management

Devolved coherent functionalities

Integrated asymmetric workforce

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AI for Product Managers

Intuitive bifurcated intranet

Advanced motivating emulation

Seamless 24/7 pricing structure